Documents to be prepared prior to a scheduled trip should include more than just your airtickets, visas, hotel bookings, guidebooks and traveller's checks. Travelers are strongly recommended to take out travel insurances, especially when travelling overseas. Most country's embassies even have this "recommendation" on their websites.

However, many travellers are still globetrotting without adequate insurance cover.

Travel insurances can help reduce the stress of what-ifs should something happen while you are away from home. More than immediate health care, it could also cover issues like liability to third parties (for your clumsy moments, god forbid), theft, loss of personal possessions, flight cancellations and other things which may *knock on wood* happen even to the best of us.

There are several policies available with different inclusions, coverage and prices.

To get an idea of what is available out there, you can check out this online database and compare policies based on your needs.

Have fun and continue to be safe!