Especially when our budget is limited, most of us plan our bookings (flight, hotels) way in advance. We do our research to make sure that we get the best deal possible. And most of us forget one thing... the money that we are going to take with us abroad.

We forget (or are not aware) that we need to research on that, as well.

• Should we exchange money at our bank, online or at the local currency exchange branch?


• Should we use cash to buy foreign currencies? Should we use our credit card or debit card?


• Should we wait until we are abroad to get cash?

Need help to choose which would get you the best value for your money? Check out Cheapflights' Buying Currency for an overview to help you jumpstart your research.

Or... you can avail of the offer from American Express Company (Public, NYSE:AXP), No Commission on foreign travellers cheques and foreign cash. Offer is valid until the end of October, 2006.